This is the kind of thing you only need once — until you’re filling out a KYC form or ordering something online and can’t remember whether Kharghar takes a 400 or 410 code, or whether Ulwe shares Panvel’s PIN or has its own. I get asked this often enough by people moving into the area that it made sense to put every major node in one place, along with enough context that you’re not just copying a number blind.

Why the codes split into two number series

Navi Mumbai’s PIN codes aren’t random — they follow the district and taluka split directly, which I’ve covered in more depth in the Navi Mumbai district and taluka guide. Nodes under Thane district, meaning the NMMC area, use Mumbai’s 400xxx series because they’re routed through Mumbai’s postal circle. Nodes under Raigad district, meaning the PMC and CIDCO area, use the Panvel postal region’s 410xxx series. If your PIN starts with 410, you’re in Raigad district; if it starts with 400, you’re in Thane district — that alone answers a question a lot of people ask separately without realising it’s the same underlying split.

This postal boundary has been in place since long before Navi Mumbai’s current municipal structure existed, going back to how India Post organised its regional sorting divisions decades ago. The city’s civic governance has changed several times since — CIDCO handing over to NMMC in 1992, then to PMC in 2016 for the southern nodes — but the postal circle boundaries have stayed largely fixed through all of that, which is part of why the PIN code split still lines up so cleanly with the district line even today.

Complete PIN code list

Area	PIN Code	District
Vashi	400703	Thane
Sanpada	400705	Thane
Juinagar	400705	Thane
Turbhe	400703	Thane
Nerul	400706	Thane
CBD Belapur	400614	Thane
Airoli	400708	Thane
Ghansoli	400701	Thane
Kopar Khairane	400709	Thane
Kharghar	410210	Raigad
Kamothe	410209	Raigad
Kalamboli	410218	Raigad
Panvel / New Panvel	410206	Raigad
Taloja	410208	Raigad
Ulwe	410206	Raigad
Dronagiri	400707	Raigad

How to use this list correctly

For official documents — Aadhaar, PAN, bank KYC, voter registration — always use the postal PIN listed above rather than whatever a delivery app or courier service shows you. Large sectors sometimes have their own local variations for courier and e-commerce routing purposes, meaning a specific building in a big complex may display a slightly different last-mile code inside a delivery app even though the actual postal PIN assigned to that area hasn’t changed. If a form flags a mismatch between what you’ve entered and what an app suggests, trust the postal PIN for anything government-related and let the delivery platform sort out its own internal routing separately.

Dronagiri is a slightly special case worth flagging on its own. It technically sits closer to Uran than to the rest of Navi Mumbai’s core nodes, and its PIN code reflects that Uran-side postal routing rather than the Panvel circle most of the other Raigad-district nodes use. It’s increasingly counted as part of Navi Mumbai’s southern growth belt alongside Ulwe in everyday conversation and in real estate listings, even though its postal history places it slightly apart. Worth knowing if you’re filling out a form that asks for “city” separately from PIN code and you want the two fields to be internally consistent.

What to do if your building shows a different PIN online

This comes up more often in newer developments, particularly in Ulwe and parts of outer Kharghar, where a housing society was completed and occupied before the local post office formally updated its records. If your building’s listed PIN on a government portal doesn’t match what your courier deliveries use, the safest approach is to physically check with your nearest post office rather than guessing from an app. Post offices can usually tell you immediately which PIN your specific address falls under, and this is the version you want on file for anything legal or financial, regardless of what a private app happens to display.

A quick note on Taloja

Taloja’s PIN code of 410208 covers a fairly large stretch that includes both the residential Taloja Panchanand side and the industrial MIDC belt further out. If you’re specifically looking for a residential address versus an industrial or warehouse address in the area, the PIN code alone won’t distinguish between them — you’ll need the full address with sector or plot details to be certain, since both zones currently share the same broad postal code.

Common mistakes people make with these codes

The most frequent error is assuming all of Navi Mumbai shares one PIN code, which comes up surprisingly often with people relocating from outside Maharashtra who aren’t used to a single city spanning two districts. A related mistake is copying a PIN code from an old property listing or an outdated directory without checking whether the sector in question has since been reassigned — this happens occasionally as newer sectors in Kharghar and Ulwe get formally absorbed into the postal system after a few years of informal delivery routing.

Another common slip is confusing Nerul’s PIN with Seawoods, since the two areas sit right next to each other and are often referred to together in casual conversation and in real estate listings. They are administratively distinct for postal purposes even though they function as one continuous neighbourhood on the ground, so it’s worth double-checking which side of that boundary a specific address falls on if you’re filling out a form that needs precision rather than a general area name.

Why this matters more than it used to

PIN code accuracy has become more important over the last few years simply because so much of daily life now runs through address-verification systems — UPI-linked bank accounts, e-commerce KYC, insurance policies, and even school admission forms increasingly cross-check PIN codes against district records automatically. A mismatch that used to just mean a slightly delayed parcel can now trigger a document rejection or a flagged verification, especially for anything routed through a government portal. Keeping the correct postal PIN on file, rather than whatever a private app has auto-filled, saves a genuinely annoying amount of back-and-forth later.

Frequently Asked Questions

What is the PIN code for Kharghar?

410210.

Why does Kharghar have a 410 PIN code while Vashi has 400?

Kharghar falls under Raigad district’s Panvel postal circle, while Vashi falls under Thane district’s Mumbai postal circle — the first three digits reflect that underlying district-level postal routing.

Is Ulwe’s PIN code the same as Panvel’s?

Yes, Ulwe uses 410206, the same as central Panvel, since both currently fall under the Panvel Head Post Office’s jurisdiction.

Does every building in a sector share the exact same PIN code?

Generally yes for postal purposes, though very large sectors or newly occupied buildings can occasionally show routing differences in delivery apps specifically. For anything official, confirm with your local post office rather than relying on an app.

Which Navi Mumbai PIN codes fall under Raigad district?

All the 410xxx codes — Kharghar, Kamothe, Kalamboli, Panvel, New Panvel, Taloja, and Ulwe — fall under Raigad district.